GAIN A DEDICATED ALLY FOR YOUR REAL ESTATE INVESTING JOURNEY.
$150K to $50M+ Loan Amounts Available
Rates as low as 6.75%
DSCR minimum 1.0%
Up to 95% of LTC
FINANCE YOUR PROJECTS TODAY
Over $1 Billion available in Loans for Real Estate Investors
FIX AND FLIPS
We have short term (12-24 months) Fix and Flip loan products for Single-Family, Multi-Family, and Commercial properties. Loan highlights:
-Up to 90% of Purchase Price
-Up 100% of Rehab
-Up to 75% or ARV
-All mortgage payments rolled into the loan*
-Rehab funds are paid in advance for experienced investors (not on reimbursement)
-Up to 24 month term available
-Draw requests funded in 24 hours*
-No physical inspection for draw requests*
-Purchase, rate and term, and cash out options available
-$150K to $4M loan amounts
*Terms vary depending on the loan program you qualify for.
Long Term Rentals (LTR)
We have LTR loans with competitively low interest rates based on rental cash flow. This makes financing more accessible than standard loans, which bases financing on factors such as investor’s personal income. Loan highlights:
-Rates as low as 6.75%
-FICO score 660 minimim
-DSCR 1.0 minimum*
-No personal income requirements
-Up to 80% Loan-to-Value (LTV)
-LTV based on FICO and experience
-30-year fixed or Hybrid Arms (5/1, 7/1, 10/1)
-Interest only options available
-$150K to $2.5M loan amounts
*Terms vary depending on the loan program you qualify for.
NEW CONSTRUCTION
We have new construction loans designed for developers. Fund your new construction investment with competitive rates and terms. Loan highlights:
-Up to 95% Loan-to-Cost (LTC)
-Up to 70% After-Repair Value (ARV)
-Up to 100% of rehab costs
-Based on FICO score and experience
-Interest only loans available
-$150K to $5M loan amounts
*Terms vary depending on the loan program you qualify for.
Close within days
High leverage
Trusted partnerships
What We Offer
We provide private capital solutions for investor-borrowers to realize their real estate ambitions and when traditional options fall short. You secure the funding you need with smart money terms that best suits your investment goals.
Why choose private money loans over conventional loans?
The rules that govern the private money world are less strict than conventional loans. There are fewer borrower requirements. Here are some examples:
PRIVATE MONEY LOANS
You can have an unlimited number of loans.
Loans do not appear on your credit report.
On paper, your net worth skyrockets (shows income but not debt).
Some lenders require bank statements other do not.
After you have proven your track record as an investor, lenders can make exceptions.
CONVENTIONAL LOANS
You can have only up to 10.
Loans appear on your credit report.
On paper, your debt-income ratio increases (debt shows on your credit).
Bank statements are always required.
No matter your proven investor track record, conventional loan rules must be followed.
CONTACT:
Araiya Funding Solutions, LLC
30 North Gould Street, Suite N
Sheridan, WY 82801
email: [email protected]
phone: (858) 815-3508