THE PRIVATE CAPITAL PARTNER FOR SAVVY REAL ESTATE INVESTORS
Funding to Scale Your Portfolio
Rates start at 6.625%
DSCR minimum 0.75x
Up to 90% of LTC
FINANCE YOUR PROJECTS TODAY
Loan Amounts $500K to $10M
FIX AND FLIPS
We have short term (up to 24 months) Fix and Flip loan products for Single-Family, Multi-Family, and Commercial properties. Loan highlights**:
-Rates start at 9.125%
-Up to 90% acquisition LTV
-Up to 100% LTV rehab budget
-No monthly payments
-Advanced rehab draws (payments folded into the loan)
**Terms vary depending on borrower profile and loan program.
RENTALS
We have rental loans with competitively low interest rates based on rental cash flow. Loan highlights**:
-Rates as low as 6.625%
-Up to 80% LTV
-Minimum DSCR 0.75x
-660+ credit score
**Terms vary depending on borrower profile and loan program..
GROUND-UP CONSTRUCTION
We have new construction loans designed for developers. Loan highlights**:
-Rates start at 10.0%
-No income, no assets, no reserves
-90% LTC
-Up to 75% LTARV
-Escrow payments
-LLCs, LPs and Corporations ONLY
-Non-dutch interest
**Terms vary depending on borrower profile and loan program.
Close within days
High leverage
Trusted partnerships
Why choose private money loans over conventional loans?
The rules that govern the private money world are less strict than conventional loans. There are fewer borrower requirements. Here are some examples:
PRIVATE MONEY LOANS
-You can have an unlimited number of loans.
-Loans do not appear on your credit report.
-On paper, your net worth skyrockets (shows income but not debt).
-Lenders do not require W2's or tax returns.
-After you have proven your track record as an investor, lenders can make exceptions.
CONVENTIONAL LOANS
-You can have only up to 10.
-Loans appear on your credit report.
-On paper, your debt-income ratio increases (debt shows on your credit).
-W2's and tax returns are required.
-No matter your proven investor track record, conventional loan rules must be followed.
What We Offer
The biggest obstacle for most savvy real estate investors isn't the market—it's the funding. We deliver fast, reliable, and consistent private capital to turn opportunity into a closed deal.
Araiya Funding Solutions, LLC
Copyright 2025. All rights reserved.
Araiya Funding Solutions, LLC partners with a network of direct private lenders to help borrowers find potential financing solutions. Araiya does not offer to lend, commit to lend, or guarantee funding. All financing is contingent upon the lender's independent assessment, including due diligence, credit evaluation, and underwriting processes. Terms and conditions are subject to change, and eligibility for any loan is solely at the discretion of the lender’s policies and borrower requirements. Araiya Funding Solutions, LLC operates exclusively as a partner and facilitator and does not provide loans or engage in lending decisions.
PROUD MEMBER OF
